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ROI Calculator – Return on Investment & Annualized Profit

Calculate your Return on Investment (ROI) and annualized rate of return effortlessly. Measure total gains, investment multiples, and yearly compound growth across stocks, real estate, mutual funds, or business investments.

How to Use the ROI Calculator

  1. Enter the initial Amount Invested (total acquisition cost or capital outlay).
  2. Enter the Amount Returned (current market value or final sale proceeds).
  3. Specify the Investment Period in years and months to calculate annualized ROI.
  4. Instantly view your Total ROI percentage, Net Profit or Loss, and Investment Multiple.
  5. Analyze the annual growth trajectory and compound progression table.
  6. Download your comprehensive ROI assessment report as a PDF or Excel document.

📈 Stock & Mutual Fund Portfolio

Measure the true annualized performance of equity holdings and compare them with standard benchmarks like Nifty 50 or Sensex.

🏢 Real Estate & Business Ventures

Evaluate commercial property yield, capital appreciation, and business expansion payback periods with multi-year compound math.

Solved ROI Calculation Examples

Example 1: Stock Market Multi-Year Investment

Invested: ₹2,00,000 | Returned: ₹3,60,000 | Period: 3 Years

Net Profit = 3,60,000 - 2,00,000 = ₹1,60,000 Total ROI = (1,60,000 / 2,00,000) × 100 = 80.00% Annualized ROI = (1.80)^(1/3) - 1 = 21.64% per year

Net Profit: ₹1,60,000 | Total ROI: +80.00% | Annualized: 21.64% p.a.

Example 2: Real Estate Property Sale

Invested: ₹50,00,000 | Returned: ₹95,00,000 | Period: 5 Years

Net Profit = 95,00,000 - 50,00,000 = ₹45,00,000 Total ROI = (45,00,000 / 50,00,000) × 100 = 90.00% Annualized ROI = (1.90)^(1/5) - 1 = 13.70% per year

Net Profit: ₹45,00,000 | Total ROI: +90.00% | Annualized: 13.70% p.a.

Example 3: Business Project Loss Analysis

Invested: ₹5,00,000 | Returned: ₹3,50,000 | Period: 2 Years

Net Loss = 3,50,000 - 5,00,000 = -₹1,50,000 Total ROI = (-1,50,000 / 5,00,000) × 100 = -30.00% Annualized ROI = (0.70)^(1/2) - 1 = -16.33% per year

Net Loss: -₹1,50,000 | Total ROI: -30.00% | Annualized: -16.33% p.a.

Return on Investment (ROI) Formula & Math

Return on Investment (ROI) measures the profitability or efficiency of an investment. Formulas: 1. Net Profit / Gain: Net Profit = Amount Returned - Amount Invested 2. Total ROI (%): ROI = (Net Profit / Amount Invested) × 100 3. Investment Multiple: Multiple = Amount Returned / Amount Invested 4. Annualized ROI (% per year / CAGR): Annualized ROI = [(Amount Returned / Amount Invested)^(1 / Years) - 1] × 100 Where Years = Years + (Months / 12). Annualized ROI accounts for the time value of money, enabling direct performance comparisons between short-term trades and multi-year holdings.

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Return on Investment (ROI) is a popular financial metric used to evaluate the efficiency or profitability of an investment. It is expressed as a percentage by dividing net profit by total investment cost.
Annualized ROI expresses the geometric average amount of money earned by an investment each year over a given time period. It uses the compound annual growth formula: ((Returned / Invested)^(1 / Years) - 1) × 100.
A good ROI depends on asset class risk: Bank FDs typically yield 6.5%–7.5%, debt mutual funds yield 7%–9%, equity mutual funds historically deliver 12%–15% annualized, and real estate averages 8%–12% inclusive of rental yield.
Yes, if the amount returned is less than the amount originally invested, net profit is negative, indicating a capital loss and negative ROI.
Simple ROI measures total percentage return over the entire investment holding period, whereas CAGR (Compound Annual Growth Rate) and Annualized ROI measure the smoothed annual compounding rate per year.
You can factor in taxes and brokerage by adding them directly to the Amount Invested or deducting them from the Amount Returned before calculation.
ROI nikalne ke liye kul munafa (Returned Amount - Invested Amount) ko investment cost se divide karein aur 100 se multiply karein. Udaharan ke liye: ₹1 Lakh laga kar ₹1.5 Lakh mile toh ROI = 50% hoga.
Yes, CalcMaster allows you to instantly download a professional PDF or Excel report containing all inputs, profit/loss breakdown, and yearly progression.
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Last updated: 2026-10-07